Agricultural Finance

We understand that in increasingly tough economic conditions, the best quality agricultural equipment and farm machinery can make a big difference to your productivity, and ultimately, your bottom line profit. At west coast finance , we offer a variety of asset finance solutions for your rural business.

Different agricultural businesses have different needs, so we tailor our finance solutions to meet your requirements. Payment cycles vary in different farming arenas, so our flexible solutions allow us to match your cash flow to achieve the most efficient results. Farmers currently have more capital tied up in their production than ever, so our asset finance can alleviate some of the pressure and allows more simple and reliable budget planning.

• Combine Harvesters
• Tractors
• Crop Sprayers

• Milking Parlours
• Balers
• Quad Bikes

• Fertiliser Tanks
• Horse Boxes
• Trailers

Our Hire Purchase solution offers a simple way to spread your costs when purchasing agricultural equipment. With this plan, you pay a fixed rate of interest and benefit from agreed monthly payments.

• Low Deposit – not a drain on working capital
• Fixed Monthly Payment – Which makes budgeting easy.
• Flexibility – This won’t compromise your other lines of credit.
• Assets – You gain ownership of the equipment.
• Tax – Tax allowances available to business users.
• VAT Exempt – No VAT on payments.

Acquiring new agricultural equipment or machinery can make a huge difference to your farming business, so making this process manageable and affordable With Finance Lease the equipment or machinery is hired to you by the finance company and remains the property of the finance company at all times. Monthly payments and interest rates are fixed for the duration of the contract. VAT is payable on the monthly rentals rather than in full at the outset of the contract.

Finance Leasing can be the preferred option for Partnerships, Limited Companies & Sole Traders due to the significant tax advantages.